Anyone who is in the market for building and contents insurance knows the importance of getting a range of quotes before signing up with someone. In years gone by many consumers would have simply signed up with the provider they used before. In many cases they would have been with that provider for many years, even decades.
However, changing financial circumstances are forcing people to take the time to shop around for everything including insurance. On top of that, the fact that the terms and conditions of insurance policies are in an almost constant state of flux has made consumers more wary. They are worried about signing up to a policy without reading the small print. The last thing they want is to make a claim only to find that the new for old policy has evolved into one that only offers the second hand price for the goods they have lost.
Tips for Getting Quotes
Fortunately, shopping around for all sorts of things including insurance is much easier than it once was. The internet is the best source of information. It is possible to sit down for an hour or two and get buildings and contents insurance quotes from literally dozens of companies.
Price comparison websites are good, but you need to bear in mind that not all insurance firms work with these companies. A Google search will bring back individual insurance company’s websites, so you can go onto the websites of those who you have not seen quoted on the comparison websites.
Be careful to use the same information on each insurance and price comparison site. That way the buildings and contents insurance quotes you get back will be for genuinely like for like policies.
Look Out for Special Discounts
One thing that many people forget to do is to check to see if they qualify for special discounts. For example, many companies offer forces personnel an additional discount if they ask for it. Whilst this only benefits a small percentage of consumers there are other discounts available to larger sections of society. A good example of this is special discounts that are available for members of certain trade unions.
UIA can quickly provide you with buildings and contents insurance quotes . UIA is a Mutual company, so they offer good quality policies at competitive prices.